One of the things that makes us different from other lenders is that the decision will be taken by a real person, not via an automated process.
Because of this, our experienced Loans Team need as much information as possible about your living, employment and financial situation, so that they can take your full range of circumstances into account and make a decision based on the full picture.
Other lenders typically rely on just your address history to run an automatic credit check, with an instant 'yes' or 'no'. We'll admit this method is faster, but it often means they are unable to be as flexible or consider all the relevant facts. This sometimes means you'll miss out unfairly, or that things get missed.
So thank you for taking a bit of extra effort to provide the information we need. We can't promise to always be the fastest, but we can promise you a personalised, well-considered process that gives you the greatest chance of being approved.