If you work for an eligible employer, you can have savings or your loan repayments automatically deducted from your pay each month.
Your savings or loan repayment will be taken off at the same time as tax, national insurance and any other deductions (such as student loan).
There's no hassle, fuss, or risk of accidentally spending it first.
If you apply for a loan or membership and work for an eligible employer, your salary deduction will be set up for you automatically. However, depositing the money into your savings account takes from a few days to a few weeks, and it depends on when your Employer sends it.