If you live outside our common bond

To join London Mutual Credit Union, you need to meet our eligibility rules—known as the common bond—at the time you apply. Check if you're eligible.

If you’re not eligible

If you don’t meet the criteria, we’re sorry—but by law, we can’t accept your application. The good news is that there are over 200 credit unions across the UK. One of them may cover your area, workplace, or industry.

Find a credit union near you

If you move or change jobs

Once you're a member, you can stay a member—even if you move house or change jobs. Just make sure to keep your contact details up to date so we can continue supporting you.

Why credit unions have common bonds

Common bonds help credit unions focus on serving specific groups or communities. They also help us meet the legal and regulatory rules that apply to how credit unions operate.

Staying connected

Even if you move away, you can still use most of our services online or over the phone. It’s easy to manage your account and stay connected, wherever you are.