Yes, but you do need to be receiving regular income from Universal Credit or other benefits.
As a community lender, we are happy to be a source of affordable credit for everyone, including those who are not currently working, or who rely on benefits as their main source of income.
Regardless of which type of loan you go for, typically the largest amount we are able to lend to unemployed members is £1,200.
Repaying your Loan
If you are unemployed, our Loans Team may ask you to arrange to have one or more of the benefits you received paid into your credit union current account, so that your loan repayments can be taken directly each month.
If we need to ask you to do this as a condition of offering you a loan, we will let you know, and explain how it works and how to set everything up.