Loan processing times

Getting your loan approved and funded is an important step in achieving your financial goals. Here's what you can expect during the application process and how to ensure everything moves smoothly.

Standard Processing Timeline

Typically, your loan application will take around 7-10 working days from submitting the application form and your loan being paid.

The amount of time taken can vary, however, based on how busy we currently are, and in particular, busy times of the year such as Christmas and the summer holidays. Because of this, the time above is not guaranteed.

Staying Updated

Our new Loan Tracker tool provides real-time updates as your application makes its way through the decision-making process, and lets you know if we are waiting on you for documents or any additional information.

• The Tracker also clearly displays an Estimated Completion Date, which is based on the number of days since your application was submitted and current levels of demand.
• The Estimated Completion Date may change while your application is being processed. In particular, the date may slip if there are delays from your end.

Avoiding Delays

There are several steps in the Loan Application process where we may need you to provide additional information, upload documents, or sign the loan agreement.

• Uploading documents
• Texting to accept our loan offer
• Signing and completing the Loan Agreement

To help keep your Application on track, please respond to these messages as soon as you can, otherwise your application could be delayed.