If you are over 18 and a member of London Mutual Credit Union, (or eligible to join), you can apply for a loan. If you are not a member already, you will be able to do this at the same time as you apply.
Deal-breakers
However, it's essential that you meet the following criteria before applying, otherwise, your application will definitely be turned down.
- Between 18 and 74 years old
- A UK postal address, and the legal right to live in the UK
- A UK National Insurance (NI) number
- Currently a member of London Mutual Credit Union, or eligible to join us
- A regular income (such as a salary, income from self-employment or universal credit)
- Not in an IVA or Bankrupt
Remember though, we use a range of criteria to consider whether or not to approve your loan, and meeting the requirements below does not guarantee you will be accepted.